Billion Flood Rehabilitation Program
The Punjab government consumes rolled out a historic relief initiative – a Rs 100 billion Flood Rehabilitation Program 2025 for families hit by new floods across Punjab. Each confirmed flood-affected domestic will receive Rs 50,000 in cash assistance, brought via digital incomes like ATM cards, ensuring speed and slide.
| Programme Name | Start Date | End Date | Amount of Assistance | Application / Disbursement Method |
|---|---|---|---|---|
| Punjab Flood Rehabilitation Program 2025 | October 2025 | Continuous / till Dec 2025 (phase-wise) | Rs 50,000 cash per family (plus other grants) | Digital registration + ATM card withdrawal via partner banks |
Background of the Initiative
Why this programme?
Heavy monsoon rains then floodwaters in 2025 overwhelmed southern-Punjab districts, impacting over 900,000 families and damaging homes, crops, beef and substructure. The provincial government mobilised a relief effort and proclaimed the Rs 100 billion package as part of a rebuild and salvage strategy.
Who launched it and where?
Punjab Chief Minister Maryam Nawaz Sharif officially launched the programme at a ceremony in Depalpur, Okara district, handing out relief cards and cheques to initial beneficiaries. She emphasised that the relief package is funded from Punjab’s own resources and will be dispersed with full slide.
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Cash Aid and Digital Disbursement
Rs 50,000 Cash Grant
As part of the Maryam Nawaz Sharif Launches Rs 100 Billion Flood Rehabilitation Program first phase, each affected family will receive Rs 50,000 in direct cash assistance via ATM card to cover urgent needs and household recovery.
Modern Payment Mechanism
Rather than cash counters and long queues, the administration has moved to digital disbursement: ATM cards issued through banks such as Bank of Punjab, Habib Bank Limited (HBL), and United Bank Limited (UBL). Receivers can withdraw the amount from ATMs, reducing delays, increasing accountability and giving healthier access 24/7.
Priority for Women & Senior Citizens
Special attention is being given to women-headed families and senior citizens. The aim is to safeguard that those most vulnerable obtain their coffers first.
Rehabilitation Maryam Nawaz Sharif Launches Rs 100 Billion Flood Rehabilitation Program Details
Scope of Rs 100 Billion Package
Beyond the cash grant, the programme will include:
- House-repair grants for homes fully or partially damaged.
- Agricultural support (seed, fertiliser, livestock compensation).
- Rehabilitation of local infrastructure (schools, clinics, roads).
- Resilience investments for flood-resistant community infrastructure.
The CM described this as a long-term “rebuild and recover” strategy, not just immediate relief.
Implementation Phases
The rollout is organised in three major phases:
- Immediate Relief Phase – cash disbursement via ATM cards.
- Reconstruction Phase – repairing homes, schools, clinics.
- Resilience Phase – infrastructure strengthening, flood-preparedness.
Monitoring cells are set up in each district to ensure timely delivery.
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Districts Covered & Impact
Phase 1 Coverage
The first wave targets about 15 districts hardest hit – including Muzaffargarh, Rajanpur, DG Khan, Rahim Yar Khan, Bahawalnagar, Layyah, Kasur and Okara.
Economic & Social Impact
Experts estimate this Maryam Nawaz Sharif Launches Rs 100 Billion Flood Rehabilitation Program will:
- Revive rural economies through direct cash flow and job creation.
- Help reopen small businesses and re-hire workers.
- Digitally onboard thousands of households into banking/ATM systems.
- Generate 30,000+ temporary jobs in reconstruction.
Survey & Verification
Maryam Nawaz said over 70 % of the damage-assessment survey has been completed by 1,700 teams. The survey ensures only verified victims receive aid.
Registration, Eligibility and Complaints Mechanism
Who is eligible?
Any family whose home, land, business or livelihood was significantly affected by the 2025 floods in Punjab. Registration and verification by provincial authorities are required.
How to register & apply
- Visit the designated registration camp in your tehsil/district.
- Provide your CNIC, property loss documentation or official survey form.
- Receive your relief card or ATM card once verified.
Complaint/Transparency Mechanism
- A toll-free helpline is available for ATM or payment issues.
- A district-level help desk can verify your status.
- Third-party audits will track and publish results to ensure no funds diverted.
Final Words
The Maryam Nawaz Sharif Launches Rs 100 Billion Flood Rehabilitation Program 2025 led by Maryam Nawaz Sharif is a milestone in disaster-relief governance in Punjab. By uniting a direct cash grant of Rs 50,000 per family with digital disbursement, house reconstruction and resilience building, the initiative aims toward restore lives, improvement incomes and rebuild communities with dignity and transparency. Eligible families should act punctually, register finished official channels, and screen their status to safeguard they accept entitled help.
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FAQs — Flood Rehabilitation Programme 2025
How much cash aid will each family receive?
Rs 50,000 cash assistance for each verified flood-affected household in Phase 1.
Where can I check my eligibility?
Visit your district relief camp, or ask at the tehsil office for verification. Free transport is being provided for access.
Which banks are involved in disbursement?
Bank of Punjab (BOP), HBL and UBL are handling the ATM-card disbursement system.
When will payments be completed?
The first phase started in October 2025; payments to all eligible households are planned before December 31, 2025.
What if I didn’t register yet?
Visit your local relief camp or the helpline, provide your CNIC and damage details, and complete the registration for future phases.
How does the government ensure transparency?
Funds are from Punjab’s own budget, surveys cover >70 % damage to date, and free transport + direct bank/ATM systems minimise intermediaries.