Good news for thousands of Pakistani women! The BISP Kafaalat Phase 4 Payment of Rs. 14,500 has officially started in July 2025. This payment is specially for women who were missed in the earlier phases due to issues like biometric failure, incomplete documents, or delays in registration. If you’re facing financial pressure and managing household expenses alone, this is your chance to get some well-deserved relief. You can now check your eligibility through 8171, update your data if needed, and withdraw your full amount without any deductions.
What is BISP Kafaalat Phase 4?
BISP Kafaalat Phase 4 is the final stage of the quarterly cash distribution by the Benazir Income Support Program (BISP). This round is designed to make sure that no eligible woman is left out, especially those from remote, backward, or flood-affected areas who couldn’t receive the payment earlier. In this phase, each eligible woman will receive Rs. 14,500 directly. Apart from financial support, this phase includes an electricity subsidy for households consuming less than 200 units per month. This is a great step to support low-income families already registered in NSER (National Socio-Economic Registry).
Read More: BISP 8171 Adds New Districts for 13500
Table: Quick Information
| Topic | Details |
| Program Name | BISP Kafaalat Phase 4 |
| Payment Amount | Rs. 14,500 (Quarterly) |
| Check Eligibility | SMS CNIC to 8171 or visit 8171.bisp.gov.pk |
| Payment Deadline | July 31, 2025 |
| CNIC Status | Must be valid (not expired) |
| Verification | Biometric (thumbprint required) |
| Payment Locations | HBL Konnect, Bank Alfalah, JazzCash, BOP |
| Electricity Subsidy | For < 200 units/month (NSER verified) |
| BISP Helpline | 0800-26477 |
| Extra Charges | Not Allowed – Report if charged |
Who is Eligible for BISP Kafaalat Phase 4 Payment Rs. 14,500?
To receive the Rs. 14,500 in Phase 4, you must meet the following conditions:
- Be a Pakistani citizen with a valid CNIC.
- Monthly household income must be below Rs. 50,000.
- PMT Score must be 34 or less (up to 37 for widows, transgender, or disabled persons).
- There must be no government employee in the household.
- You must not own a luxury vehicle or a large piece of land.
- Priority is given to female-headed families.
- Your data must be updated in the NSER.
If you fulfill these points, you’re entitled to receive this support from BISP.
Read More: BISP Payment Delay Reasons July
How to Check Your BISP Payment Status via 8171
BISP has made it very simple to verify your eligibility:
- SMS Method: Send your 13-digit CNIC to 8171.
- Online Portal: Visit 8171.bisp.gov.pk and enter your CNIC.
- In-Person Visit: Go to your nearest BISP Tehsil Office with your original CNIC.
- Helpline: Call 0800-26477 for help.
Make sure your CNIC is not expired, and your NSER information is updated, especially after marriage, childbirth, or death in the family.
How to Withdraw Your BISP Payment
Once you receive the confirmation SMS from 8171, here’s how you can safely collect your payment:
- Go to the nearest HBL Konnect, Bank Alfalah, JazzCash agent, or Bank of Punjab.
- Carry your original CNIC.
- Complete the biometric verification (thumbprint).
- Collect the full Rs. 14,500 without any deduction.
- Take a printed receipt and count the cash before leaving.
- If someone demands a cut or fee, report them immediately to the helpline or BISP center.
Read More: BISP WhatsApp Helpline Numbers
Bonus: Electricity Subsidy for BISP Families
BISP beneficiaries now get an automatic electricity discount if their monthly usage is under 200 units. You don’t need to apply separately just ensure:
- Your NSER data is verified and updated.
- Your electricity bill is in your name or household name.
- You stay under 200 units/month.
Check your future bills for a visible reduction.
Common Mistakes to Avoid
Many applicants miss their payment due to small but avoidable mistakes:
- Using an expired CNIC.
- Not updating NSER after family changes.
- Trusting unauthorized agents or middlemen.
- Going to payment centers without 8171 confirmation.
- Missing the July 31, 2025 deadline.
Stay updated and alert to avoid these errors.
Read More: BISP July 2025 City-Wise Payment Schedule
Final Thoughts
The BISP Kafaalat Phase 4 payment is more than just Rs. 14,500. It’s a helping hand for women managing their households in tough economic times. With transparent systems, biometric checks, and added subsidies like the electricity discount, this program is bringing relief directly to those who need it most.
So, if you or a loved one is eligible, don’t wait. Send your CNIC to 8171 today, verify your data, and collect your rightful support with confidence and pride.