BISP Program to Launch Personal Bank Accounts
In Pakistan, rising poverty and inflation have made life harder for millions of families. Women receiving financial aid under the BISP Program often face delays, illegal deductions, and middleman issues when collecting cash payments.
To solve these problems, the Government of Pakistan has taken a groundbreaking step. Starting 14 August 2025, all eligible BISP beneficiaries will get personal bank accounts. This means financial assistance will be sent directly into their accounts, ensuring transparency, faster payments, and full financial control.
This step will especially benefit women, allowing them to receive their payments without depending on agents and giving them greater independence to make financial decisions.
BISP Program to Launch Personal Bank Accounts– Key Details
| Feature | Details |
| Start Date | 14 August 2025 |
| Monthly Payment | Rs. 13,500 |
| Payment Method | Direct transfer to personal bank account |
| Bank Options | HBL, UBL, Bank Alfalah, and others |
| Registration | CNIC & biometric verification at BISP centers |
Why Are Personal Bank Accounts Important in the BISP Program?
In the past, beneficiaries had to rely on agents or cash centers, which caused delays and illegal deductions. With personal bank accounts:
- Payments go directly to the beneficiary’s account.
- Saves time and money.
- Women get full control over their finances.
- Builds trust and transparency in the system.
Which Banks Can You Choose in the BISP Program?
Beneficiaries can choose the bank that is closest and easiest for them to access. Major options include:
- Habib Bank Limited (HBL)
- United Bank Limited (UBL)
- Bank Alfalah
- Other commercial banks with branch and ATM networks in both rural and urban areas.
This flexibility is especially helpful for people in remote areas where reaching a cash center was difficult.
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How Will Women Benefit from the BISP Program?
The BISP Program has always aimed to empower women by making them direct recipients of aid. With personal bank accounts:
- Women have full control over their Rs. 13,500 monthly payment.
- It encourages saving and better budgeting.
- Improves access to financial tools like mobile banking.
- Gives women independence in managing household expenses.
How to Register for a Personal Bank Account Under the BISP Program
- Visit your nearest BISP registration center.
- Provide your valid CNIC and an active mobile number.
- Select your preferred bank.
- Complete biometric verification.
- Your monthly payments will be automatically credited to your account.
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How to Withdraw BISP Payments Through ATM or Mobile App
After registration:
- You can withdraw cash from any ATM of your chosen bank.
- You can check your balance and make transactions through the bank’s mobile app, 24/7.
This removes the need to wait in long queues at payment centers.
How Will the BISP Program Eliminate Middlemen and Increase Transparency?
In the old system, agents and cash points often caused delays and took illegal cuts. In the new system:
- Funds are sent directly to the beneficiary’s account.
- No one else can access your money.
- The payment process becomes fully secure and corruption-free.
BISP Program Rollout Schedule and 8171 SMS Service
The system will be rolled out in phases from 14 August 2025 to December 2025. Beneficiaries can:
- Send their CNIC number to 8171 to check payment and account status.
- Receive SMS alerts for payment transfers and updates.
Read More:BISP 8171 Alerts Web Portal Update August 2025
Future Digital Plans for the BISP Program
The BISP Program to Launch Personal Bank Accounts is just the first step. Future plans include:
- Integration with mobile wallets.
- Financial literacy and education programs.
- Expanding welfare services through online platforms.
Conclusion
The BISP Program to Launch Personal Bank Accounts is a historic reform in Pakistan’s welfare system. From 14 August 2025, direct transfers to beneficiaries’ accounts will not only improve transparency and efficiency but also give women more control over their finances. This change will make welfare payments faster, safer, and more reliable for millions of families.
For more information, visit the official website: https://www.bisp.gov.pk