If you’re a Pakistani student or professional living abroad and want to start your own business in Punjab, here’s the golden opportunity you’ve been waiting for. The Parwaz Card Program 2025, launched by Punjab Chief Minister Maryam Nawaz, offers interest-free loans up to Rs. 3 million for young overseas Pakistanis. Whether you’ve studied in Europe, the Middle East, or North America, this scheme is made for you. It’s specially designed for those who want to invest their skills and knowledge back in their homeland but don’t have enough capital to begin with.
This new initiative focuses on promoting tech, clean energy, education, and youth-led startups. It comes with easy terms, no markup, and a simplified online application process. If you’ve been dreaming of launching your own startup or business in Lahore, Faisalabad, Multan, or any part of Punjab this is your chance to turn that dream into a reality.
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Main Highlights of Parwaz Card 2025
| Category | Details |
| Program Name | Parwaz Card Program 2025 |
| Launched By | Chief Minister Punjab – Maryam Nawaz |
| Target Group | Overseas Pakistani Students & Professionals |
| Loan Amount | Rs. 500,000 to Rs. 3 Million |
| Interest Rate | 0% – Completely Interest-Free |
| Application Method | Fully Online (Punjab Government Portal) |
| Required Documents | CNIC/NICOP, NTN, Business Plan, Proof of Residence |
| Age Limit | 25 to 55 years |
| Loan Tiers | Tier 1 (No Collateral), Tier 2 (With Collateral) |
| Helpline | 1786 or visit e-Khidmat Markaz in Pakistan |
Eligibility Criteria for Parwaz Card Program 2025
Anyone who meets the following criteria is eligible for the Parwaz Card:
- Age between 25 to 55 years
- Must have a valid CNIC or NICOP
- Should be a tax filer with an NTN certificate
- Must submit a business plan for a startup in Punjab
- For loans above Rs. 500,000, collateral is required
Documents Required for Parwaz Card Program 2025
To ensure a smooth process, you need to gather these documents before applying:
- Copy of CNIC or NICOP
- National Tax Number (NTN) certificate and latest tax return
- Business Plan (tech, education, e-commerce, renewable energy preferred)
- Proof of student visa or residence abroad
- Property documents (only for Tier 2 applicants)
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Why Overseas Pakistanis Should Not Miss This
Overseas Pakistanis, especially students, often have global exposure, strong skills, and innovative ideas but no funding when they return. That’s where the Parwaz Card helps. No need to go to banks, no high markup, and no complicated procedures.
This isn’t just a loan, it’s empowerment. It’s the government’s way of saying: “We trust you. Come and build your dream here.”
Special Support for Female Entrepreneurs
Female applicants get priority treatment, mentorship, and faster loan approvals. Whether you’re starting an ed-tech venture, online fashion store, or a renewable energy solution this is your moment. CM Maryam Nawaz has made women empowerment a key part of this program.
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How to Apply Online Parwaz Card Program 2025
- Visit the Punjab Government’s official portal.
- Click on the “Apply Now” button for Parwaz Card.
- Enter your personal details (CNIC, email, phone, etc.)
- Choose your loan tier (Tier 1 or 2).
- Upload scanned documents.
- Submit your application and wait for confirmation.
After approval, your funds will be transferred digitally through a verified bank.
Need Help?
Call 1786 — the official Punjab government helpline.
Or, if you’re in Pakistan, visit any e-Khidmat Markaz for help.
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Final Thoughts
The Parwaz Card Program 2025 is more than just a loan scheme; it’s a powerful tool to bring back talent, innovation, and entrepreneurship to Pakistan. With zero interest, full digital process, and complete government support, this is your once-in-a-lifetime opportunity to invest in your roots and build something that truly matters.